# Vscore

Vscore is a credit score of individual users on Vconomics. 

Credit score is the basis for lending demands (lending or not lending), or decide appropriate interest rate. 

In fact, the higher credit scoring is, the lower the loan rate is charged, and vice versa, the lower credit scoring is, the higher the loan interest rate is charged.

Vscore is go-live since January, 2021. 

![Vscore - Scoring Questionnaire Module](https://1268989009-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FF4bSIzYiIoISgzCQiYH9%2Fuploads%2FsiXerWiO7iggOX8edKGu%2Fimage.png?alt=media\&token=547e90a0-bcb2-4ab4-86b1-32c188341211)

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